bj44 Terms & Conditions — Your Complete Guide

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "Account Holder") and bj44 ("bj44", "we", "us", "our") governing your access to and use of the bj44 website located at https://bj44.onl and all associated services, games, betting markets, and promotional programmes offered therein.

If you do not agree to any part of these Terms, you must immediately discontinue your use of the bj44 platform. Continued use of the platform after any published amendment to these Terms constitutes your acceptance of the revised Terms as of the date they take effect.

These Terms should be read in conjunction with bj44's Privacy Policy, Responsible Gaming Policy, and any specific bonus terms that apply to individual promotional offers. In the event of any inconsistency between these Terms and a specific bonus document, the specific bonus terms will prevail in respect of that promotion only.

To register and maintain an account on bj44, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. Use of the bj44 platform by persons under 21 years of age is strictly prohibited.
• You must be a natural person acting in your own individual capacity. Corporate entities, trusts, and automated entities are not permitted to hold accounts.
• You must not be subject to any court order, legal restriction, or self-exclusion arrangement that prohibits you from participating in online gaming or gambling activities.
• You must have the full legal capacity to enter into a binding contractual agreement under the laws applicable to your jurisdiction of residence.
• You must not currently hold, and must not previously have held, another bj44 account that was closed due to a breach of these Terms.

bj44 reserves the right to request documentary evidence of eligibility at any time, including but not limited to government-issued photo identification, proof of address, and proof of the payment method used. Failure to provide satisfactory documentation within the timeframe specified by bj44 may result in the suspension or permanent closure of the account and the withholding of any pending withdrawal until the verification is completed.

bj44 does not knowingly permit access to the platform by individuals who are legally prohibited from participating in online gaming in their country or region of residence. It is the sole responsibility of the player to ensure that their use of the bj44 platform complies with all applicable local laws and regulations.

Each eligible individual may register one account only on the bj44 platform. Opening, operating, or benefiting from more than one account — whether directly or through a third party — constitutes a material breach of these Terms.

During registration, you are required to provide accurate, complete, and current information. This includes, but is not limited to, your full legal name, date of birth, residential address, email address, and preferred payment method. You are obligated to update your account information promptly if any of these details change.

bj44 employs a Know Your Customer (KYC) verification process. You may be required to submit one or more of the following documents before your first withdrawal is processed or at any point during your use of the platform:

• A clear copy of a government-issued photo ID (National ID card, passport, or driving licence).
• Proof of your current residential address (utility bill, bank statement, or official government correspondence dated within the last three months).
• Confirmation of the payment method registered to your account (e.g., screenshot of your bKash or Nagad registered number).

You are responsible for maintaining the confidentiality of your account credentials. You must not share your username or password with any other person. bj44 will treat all activity conducted through your account as having been authorised by you. If you suspect unauthorised access to your account, you must notify bj44 support immediately at [email protected].

All financial transactions on bj44 are denominated in Bangladeshi Taka (BDT). bj44 does not accept deposits or process withdrawals in any foreign currency. The following general conditions apply to all deposits and withdrawals:

• Minimum deposit: ৳500 per transaction.
• Supported deposit methods: bKash, Nagad, Rocket, Upay, Dutch-Bangla Bank, City Bank, BRAC Bank, Islami Bank, Sonali Bank, Visa, and Mastercard.
• Withdrawal processing time: Withdrawals to bKash and Nagad are typically processed within ten (10) minutes of approval under normal operating conditions. Withdrawals to other methods may take longer depending on the processing times of the respective financial institution.
• Withdrawal method matching: Withdrawals will generally be processed to the same payment method used for the deposit. bj44 reserves the right to require that withdrawals are returned to the original deposit source as an anti-money-laundering measure.
• Pending wagering requirements: Funds that form part of an active bonus balance subject to wagering requirements may not be withdrawn until the applicable wagering conditions have been met in full.

bj44 reserves the right to conduct enhanced due diligence checks on withdrawal requests that exceed specified thresholds or that are flagged by our internal risk monitoring systems. In such cases, additional documentation may be required and the processing timeline may be extended. bj44 will communicate any such requirements to the account holder promptly.

Deposits made via bKash, Nagad, or Rocket must originate from a mobile wallet account registered in the account holder's own name. Deposits from third-party wallets are not permitted and may be returned or treated as ineligible for withdrawal pending investigation.

bj44 offers a variety of bonuses and promotional offers to eligible players, including welcome bonuses, reload bonuses, free bets, cashback offers, and seasonal promotions tied to events such as BPL, IPL, Eid, and Pohela Boishakh. All bonuses are subject to the following general conditions as well as any specific terms published alongside each individual offer:

• All bonuses carry a wagering requirement that must be completed before any bonus-derived winnings may be withdrawn. The applicable wagering multiplier, eligible game types, and expiry period are stated in the individual bonus terms.
• Only one bonus may be active on your account at any given time unless the specific bonus terms explicitly state otherwise.
• Bonuses are non-transferable and have no cash value prior to the completion of applicable wagering requirements.
• bj44 reserves the right to withdraw a bonus offer, modify its terms, or disqualify a player from a promotion at any time if it reasonably suspects abuse, misuse, or any breach of these Terms.
• Players who utilise low-risk betting strategies specifically designed to clear wagering requirements without genuine gameplay — sometimes referred to as "bonus abuse" — may have their bonuses voided and their accounts reviewed.
• Bonus offers are intended for personal recreational use only and may not be exploited for commercial gain.

bj44 reserves the right to refuse, reclaim, or cancel any bonus credit awarded as a result of a technical error, data entry mistake, or any other circumstance outside of the intended promotional parameters. In such cases, affected players will be notified and any genuine deposits made in connection with the erroneous bonus will be returned.

All bets placed on the bj44 sportsbook and casino are subject to the specific game rules and betting regulations applicable to each product. The following general rules apply across all betting markets:

• Once a bet has been confirmed and accepted by the bj44 system, it is final and cannot be cancelled or amended by the player.
• bj44 reserves the right to void any bet placed on an event that has already commenced at the time the bet is placed, unless live in-play betting is explicitly available for that market.
• In the event of a manifest error in odds — including but not limited to data feed errors, operator input errors, or technical malfunctions — bj44 reserves the right to void affected bets and return stakes to players' accounts.
• Maximum stake limits and maximum payout limits apply to all markets and are displayed within the relevant betting interface. bj44 may impose individual account betting limits at its discretion.
• For cricket markets, results are determined based on the official outcome as declared by the relevant governing body (ICC, BCB, or equivalent). Abandoned matches and no-results are governed by the specific cricket betting rules published on the bj44 platform.
• Casino game outcomes are determined by certified Random Number Generator (RNG) software or, in the case of live dealer games, by the physical dealing of cards or spinning of a roulette wheel conducted by a trained dealer in a certified studio environment.

In the event of any dispute regarding the outcome of a bet or game, the records maintained by bj44's internal systems shall be the primary reference. Players who dispute a result must raise the matter with bj44 customer support within seventy-two (72) hours of the event in question.

The following activities are strictly prohibited on the bj44 platform:

• Using automated software, bots, scripts, artificial intelligence tools, or any other technology to gain an unfair advantage in any game or betting market.
• Colluding with other players to influence the outcome of a game or to exploit bonus systems in a coordinated manner.
• Participating in, facilitating, or benefiting from any form of match-fixing, spot-fixing, or any arrangement designed to predetermine the outcome of a sporting event.
• Using the bj44 platform for any money laundering activity, including depositing funds derived from illegal sources or structuring transactions to obscure the origin of funds.
• Providing false information during registration or at any subsequent verification stage.
• Attempting to exploit technical vulnerabilities, glitches, or errors in the bj44 software for financial gain.
• Threatening, harassing, or abusing bj44 staff or other players through any communication channel.
• Registering or operating an account on behalf of another individual without their explicit written consent and bj44's prior approval.

All content on the bj44 platform — including but not limited to the website design, logo, graphics, text, software, game interfaces, betting market displays, data feeds, and promotional materials — is the exclusive intellectual property of bj44 or its licensed content providers and game studios, including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, Ezugi, Red Tiger, Play'n GO, and other partners.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the bj44 platform for personal recreational purposes only. This licence does not extend to:

• Reproducing, copying, distributing, or creating derivative works from any bj44 content without prior written authorisation.
• Reverse engineering, decompiling, or disassembling any software or technology powering the bj44 platform.
• Using the bj44 brand, logo, or any associated trade marks for any commercial purpose.
• Scraping, crawling, or otherwise extracting data from the bj44 platform using automated means.

Any unauthorised use of bj44's intellectual property may give rise to a claim for damages and/or constitute a criminal offence under applicable intellectual property laws.

To the fullest extent permitted by applicable law, bj44 excludes all liability for:

• Any loss of funds, winnings, or opportunity arising from technical failures, service interruptions, or delays on the bj44 platform that are outside of bj44's reasonable control, including but not limited to internet outages, third-party payment processor downtime, and force majeure events.
• Any indirect, consequential, incidental, or punitive losses arising from your use of or inability to use the bj44 platform.
• Losses resulting from your failure to maintain the security of your account credentials.
• Any tax liability you incur in connection with winnings obtained through the bj44 platform. You are solely responsible for declaring and paying any applicable taxes on your gambling winnings under the laws of your jurisdiction.

bj44's maximum aggregate liability to any individual player in connection with any single incident or series of related incidents shall not exceed the net deposits made by that player in the thirty (30) days immediately preceding the incident giving rise to the claim.

Nothing in these Terms limits bj44's liability for fraud, wilful misconduct, or any matter that cannot be excluded or limited under applicable law.

bj44 collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at /privacy-policy and forms an integral part of these Terms. By registering an account on bj44, you consent to the collection and use of your personal data as described in the Privacy Policy.

Personal data collected by bj44 is used for the following primary purposes:

• Verifying your identity and eligibility to use the platform (KYC compliance).
• Processing deposits, withdrawals, and other financial transactions.
• Detecting and preventing fraud, money laundering, and prohibited conduct.
• Delivering personalised promotional communications where you have opted in to receive them.
• Complying with applicable legal and regulatory obligations.

bj44 does not sell personal data to third parties for commercial advertising purposes. Data may be shared with payment processors, identity verification providers, and fraud prevention services solely to the extent necessary to deliver the bj44 service. All data transfers are conducted under appropriate security measures including SSL/TLS encryption.

bj44 is committed to promoting responsible gaming practices. We provide a suite of player-protection tools accessible from within your account settings, including deposit limits, session time limits, cooling-off periods, and self-exclusion. Players who believe their gambling may be causing harm are encouraged to use these tools immediately and to review our dedicated Responsible Gaming page at /responsible-gaming.

bj44 strictly enforces the 21+ age requirement and will close any account where it determines or reasonably suspects the account holder is under 21 years of age. Any funds remaining in a minor's account at the time of closure will be returned to the payment source after deduction of any bonus amounts received.

If you require immediate support regarding problem gambling, please contact the bj44 support team at [email protected]. Our team is available 24 hours a day, seven days a week, including Bangladesh public holidays, to assist with self-exclusion requests and referrals to relevant support services.

bj44 reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered account holders via the email address associated with their account and/or through a prominent notice published on the bj44 platform no fewer than seven (7) days before the revised Terms take effect.

It is your responsibility to review these Terms periodically. The date of the most recent revision is displayed at the top of this page. Your continued use of the bj44 platform following the publication of updated Terms constitutes your acceptance of those changes. If you do not agree with any amendment, you must cease using the platform and may request the closure of your account.

These Terms & Conditions and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the general principles of applicable law in the jurisdiction in which bj44 operates. bj44 makes no representation that the platform is appropriate or available for use in any specific jurisdiction outside of its intended market.

In the event of a dispute between a player and bj44, the parties agree to first attempt resolution through bj44's internal complaints process. To initiate a complaint, players must contact bj44 customer support in writing at [email protected], providing full details of the dispute including the relevant account information, dates, and amounts involved. bj44 aims to respond to all formal complaints within five (5) business days.

If a complaint cannot be resolved through the internal process, the matter may be escalated as permitted under applicable law. bj44's internal transaction records, game logs, and system data shall be considered authoritative evidence in any dispute resolution process, absent manifest error.

If you have any questions, concerns, or feedback regarding these Terms & Conditions, please contact the bj44 support team. All correspondence should be submitted in writing to ensure a complete and auditable record of communications.

Support email: [email protected] (plain text — not a clickable link)

Support availability: 24 hours a day, 7 days a week, including Bangladesh public holidays. Bangladesh Standard Time (BST, UTC+6).

For responsible gaming queries, self-exclusion requests, or account closure requests, please mark your email subject line clearly (e.g., "Self-Exclusion Request" or "Account Closure") so your message is directed to the appropriate team without delay.